Canadian Dental Care Plan (CDCP)
We are now accepting The Canadian Dental Care Plan (CDCP) at Grimsby Lake Dental, which is a significant federal government program aimed at improving access to oral healthcare for eligible Canadian residents. Here’s a detailed overview:
Purpose and Goals
- The primary goal is to provide dental care coverage to uninsured Canadians who meet specific eligibility criteria, particularly those with lower incomes.
- It seeks to reduce financial barriers to accessing essential dental services, thereby improving overall health and well-being.
Eligibility
To be eligible for the CDCP, individuals must meet the following criteria:
- Have no access to dental insurance.
- Have an adjusted family net income of less than $90,000.
- Be a Canadian resident for tax purposes.
- Have filed a tax return in the previous year.
Rollout Phases
It is being implemented in phases:
- Seniors: Enrollment began with seniors aged 87 and above in December 2023, with subsequent age groups being added in the following months.
- Adults with a valid Disability Tax Credit certificate and children under 18: Application opens in June 2024.
- All remaining eligible Canadian residents: Will be able to apply online in 2025.
Coverage
It covers a range of oral health care services, including:
- Preventive services (e.g., cleanings, sealants).
- Diagnostic services (e.g., examinations, X-rays).
- Restorative services (e.g., fillings, root canal treatments).
- Oral surgery (e.g., extractions).
- Dentures.
It is important to understand that the CDCP covers a portion of the costs, and co-payments may be required depending on adjusted family net income.
Co-payments
The amount of co-payment varies based on adjusted family net income:
- No co-payment for those with an adjusted annual family net income under $70,000.
- A 40% co-payment for those with an adjusted annual family net income between $70,000 and $79,999.
- A 60% co-payment for those with an adjusted annual family net income between $80,000 and $89,999.
Administration
The CDCP is managed by Health Canada and administered by Sun Life.
Key Points
- The CDCP is a government dental benefit, not a free dental program.
- It is designed to work in coordination with existing provincial and territorial dental programs.
- It is crucial to verify coverage with your dental provider before undergoing treatment.
Where to Find More Information
- For the most up-to-date and detailed information, visit the official Government of Canada website: Canada.ca.
- Sun life also provides information on their website.
- Follow Grimsby Lake Dental on Instagram
